PENGARUH LITERASI KEUANGAN, IMPULSIVE BUYING, DAN PENGENDALIAN DIRI TERHADAP PENGELOLAAN KEUANGAN PRIBADI MAHASISWA JURUSAN AKUNTANSI UNIVERSITAS CIPUTRA
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Keywords:
Financial Literacy, Impulsive Buying, Self-Control, Personal Finance Management
Abstract
This study was conducted with the aim of knowing the effect of financial literacy, impulsive buying, and self-control on the personal financial management of students majoring in Accounting at Ciputra University. This research method uses quantitative methods, the type of data used is primary data. This study uses a non-probability sampling technique method with purposive sampling technique and the research sample has 123 respondents. The data analysis technique uses multiple linear regression analysis using the SPSS version 22 program. The results of this study indicate that financial literacy has a positive effect and has a significant effect on personal financial management. Impulsive buying has a positive effect but does not have a significant effect on personal financial management. Self-control has a positive effect and a significant effect on personal financial management.
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Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora, 4(2), 23–35. https://doi.org/https://doi.org/10.30601/humaniora.v4i2.1196
Hariani, L. S., & Andayani, E. (2020). Manajemen Keuangan Pribadi: Literasi Ekonomi, Literasi Keuangan, dan Kecerdasan Spiritual. Jurnal Ekonomi Modernisasi, 15(3), 162–170. https://doi.org/https://doi.org/10.21067/jem.v15i3.4411
Humaidi, A., Khoirudin, M., Adinda, A. R., & Kautsar, A. (2020). The Effect of Financial Technology, Demography, and Financial Literacy on Financial Management Behavior of Productive Age in Surabaya, Indonesia. International Journal of Advances in Scientific Research and Engineering (IJASRE), 6(1), 77–81. https://doi.org/https://doi.org/10.31695/IJASRE.2020.33604
Jabar, M. A., & Delayco, M. L. C. (2021). Impulsive Buying and Financial Literacy Among Public Elementary and High School Teachers in the Philippines. DLSU Business & Economics Review, 31(1), 42–54. https://www.dlsu.edu.ph/wp-content/uploads/2021/08/DLSUBER.2021.July_.4jabar.pdf
Kusumawardhany, S. S., Shanti, Y. K., Azzahra, K., Arianti, B., & Romadhina, A. P. (2021). Penerapan Literasi Keuangan Dalam Memahami Financial Technology. SULUH: Jurnal Abdimas, 2(2), 151–160.
Listiyani, E., Aziz, A., & Wahyudi. (2021). Analisis Perilaku Keuangan Generasi Milenial Di PT. Toyota Motor Manufacturing Indonesia 1. Konferensi Riset Nasional Ekonomi, Manajemen, Dan Akuntansi, 2(1), 28–44. https://doi.org/https://conference.upnvj.ac.id/index.php/korelasi/article/view/1085
Novitasari, A., Sari, N. E., & Daroin, A. D. (2022). Pengaruh Pendidikan Pengelolaan Keuangan Keluarga Terhadap Pembelian Impulsif Pada Mahasiswa Universitas PGRI Madiun. Seminar Nasional Sosial Sains, Pendidikan, Humaniora (SENASSDRA), 1, 1157–1165. https://doi.org/http://prosiding.unipma.ac.id/index.php/SENASSDRA/article/view/2691/23
Otoritas Jasa Keuangan. (2022). Infografis Hasil Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022. https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Infografis-Survei-Nasional-Literasi-dan-Inklusi-Keuangan-Tahun-2022.aspx
Panjaitan, N. F. H., & Listiadi, A. (2021). Literasi Keuangan dan Pendapatan pada Keputusan Investasi dengan Perilaku Keuangan sebagai Variabel Moderasi. Jurnal Ilmiah Akuntansi Dan Humanika, 11(1), 142–155. https://doi.org/10.23887/jiah.v11i1.32793
Rosa, I., & Listiadi, A. (2020). Pengaruh Literasi Keuangan, Pendidikan Keuangan di Keluarga, Teman Sebaya, dan Kontrol Diri Terhadap Manajemen Keuangan Pribadi. Jurnal Manajemen, 12(2), 244–252. https://doi.org/https://doi.org/10.30872/jmmn.v12i2.7468
Saraswati, A. M., & Nugroho, A. W. (2021). Perencanaan Keuangan dan Pengelolaan Keuangan Generasi Z di Masa Pandemi COVID-19 melalui Penguatan Literasi Keuangan. Jurnal Warta LPM, 24(2), 309–318. https://doi.org/https://doi.org/10.23917/warta.v24i2.13481
Tanriady, I., & Septina, F. (2022). Pengaruh E-Wom dan Sales Promotion Terhadap Impulsive Buying Produk Fashion di Shopee Pada Mahasiswa Universitas Ciputra Surabaya. JEMMA (Journal of Economic, Management, and Accounting), 5(1). https://doi.org/http://dx.doi.org/10.35914/jemma.v5i1.800
Waluyo, F. I. A., & Marlina, M. A. E. (2020). Peran Literasi Keuangan Dalam Pengelolaan Keuangan Mahasiswa. Media Akuntansi Dan Perpajakan Indonesia, 1(1). https://doi.org/https://doi.org/10.37715/mapi.v1i1.1401
Wicaksono, A. B., & Nuryana, I. (2020). Pengaruh Sikap Keuangan, Teman Sebaya, dan Kecerdasan Spiritual Melalui Kontrol Diri Terhadap Perilaku Pengelolaan Keuangan. Economic Education Analysis Journal, 9(3). https://doi.org/https://doi.org/10.15294/eeaj.v9i3.42352
Zulfaris, M. D., Mustafa, H., Mahussin, N., Alam, M. K., & Daud, Z. M. (2020). Students and Money Management Behavior of a Malaysia Public University. Journal of Asian Finance, Economics and Business, 7(3), 245–251. https://doi.org/https://doi.org/10.13106/jafeb.2020.vol7.no3.245
Published
2023-07-14
How to Cite
Mustikasari, A., & Septina, F. (2023). PENGARUH LITERASI KEUANGAN, IMPULSIVE BUYING, DAN PENGENDALIAN DIRI TERHADAP PENGELOLAAN KEUANGAN PRIBADI MAHASISWA JURUSAN AKUNTANSI UNIVERSITAS CIPUTRA. JAE (JURNAL AKUNTANSI DAN EKONOMI), 8(2), 48-54. https://doi.org/10.29407/jae.v8i2.20179
Section
Volume 8 No. 2 Tahun 2023
Copyright (c) 2023 Adellia Mustikasari, Fanny Septina
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