Nanda, Nafa Nur Adifia, et al. “Implementation of SMOTE to Improve the Performance of Random Forest Classification in Credit Risk Assessment in Banking”. INTENSIF: Jurnal Ilmiah Penelitian Dan Penerapan Teknologi Sistem Informasi, vol. 9, no. 2, July 2025, pp. 158-77, https://doi.org/10.29407/intensif.v9i2.23930.