GINTING, Tri Wulandari; SINAGA, Joy Nasten. A Comparative Analysis of UTAUT and UTAUT 2 in M-Commerce and M-Banking. INTENSIF: Jurnal Ilmiah Penelitian dan Penerapan Teknologi Sistem Informasi, Indonesia, INA, v. 9, n. 2, p. 284–302, 2025. DOI: 10.29407/intensif.v9i2.24179. Disponível em: https://ojs.unpkediri.ac.id/index.php/intensif/article/view/24179. Acesso em: 2 jan. 2026.