Pemetaan Persebaran Nasabah Kredit Macet Perusahaan Multifinance
Studi Kasus PT. XYZ Cabang Salatiga
Abstract views: 392
,
PDF downloads: 1232
Abstract
A financing company is a business institution that runs financing activity in procurement of goods and or services (POJK No. 29/2014). Financing company development in urban area, especially in Salatiga area has been experiencing great progress, as a numerous financing companies have opened their branches in Salatiga. The research aims to classify PT. XYZ Finance Salatiga branch customer distribution by using Geographical Information System that it is practical for the company to determine potential market in order to grow the number of potential customer. Within the research there are GIS activity steps that cover arranging spatial and non spatial demography data of Salatiga and customers distribution region’s description in Salatiga. Bad credits distribution in PT. XYZ Salatiga branch has its biggest percentage in Argomulyo district that almost reach 51% from total credit plafond (outstanding principal) given. The research result will be able to help the company to make business decision related to determining the eligibility of prospective customers.
Downloads
References
OJK, Peraturan Otoritas Jasa Keuangan. Indonesia: OTORITAS JASA KEUANGAN, 2018.
BFI Finance, “Profil BFI Finance.” [Online]. Available: www.bfi.co.id. [Accessed: 14-Mar-2018].
PEMKOT, “KEADAAN GEOGRAFIS KOTA SALATIGA,” 2018. [Online]. Available: http://salatigakota.go.id/TentangGeografi.php. [Accessed: 13-Mar-2018].
Z. Z. Oka Aviani Savitri and N. dan N. Firdausi, “ANALISIS MANAJEMEN RISIKO KREDIT DALAM MEMINIMALISIR KREDIT BERMASALAH PADA KREDIT USAHA RAKYAT,” J. Adm. Bisnis, vol. 12, no. 1, pp. 1–10, 2014.
I. A. Christy, Kertahadi, and A. Husaini, “EVALUASI IMPLEMENTASI KEBIJAKAN DAN PENGAWASAN KREDIT USAHA RAKYAT DALAM MEMINIMALISASI KREDIT MACET (Studi pada PT. Bank Rakyat Indonesia (Persero), Tbk Unit Tanjungrejo Malang),” J. Adm. Bisnis | Vol. 7 No. 1 Januari 2014 | Adm., vol. 7, no. 1, pp. 1–7, 2014.
Kasmir, “Ruang Lingkup Lembaga Keuangan Bank,” in Bank dan Lembaga Keuangan Lainnya, 2013, p. 36.
R. A. Saraswati, “Peranan Analisis Laporan Keuangan, Penilaian Prinsip 5c Calon Debitur Dan Pengawasan Kredit Terhadap Efektivitas Pemberian Kredit Pada PD BPR Bank Pasar Kabupaten Temanggung,” J. Nominal, vol. I, pp. 142–150, 2012.
L. Salvina Helling, “Perancangan Sistem Informasi Pelayanan Pelanggan Pada Citra Laundry Bogor,” INTENSIF, vol. 2, no. 1, pp. 68–78, 2018.
H. Kurniawan, “Perancangan Sistem Informasi Geografis Objek Wisata Di Propinsi Sumatera Utara,” JUSITI J. Sist. Inf. dan Teknol. Inf., vol. 3, no. 2, pp. 94–105, 2016.
F. Masykur, “Implementasi Sistem Informasi Geografis Menggunakan Google Maps Api Dalam Pemetaan Asal Mahasiswa,” J. SIMETRIS, vol. 5, no. 2, pp. 181–186, 2014.
BPS, “Data Wilayah & Kependudukan Kota Salatiga,” 2018. [Online]. Available: https://salatigakota.bps.go.id/. [Accessed: 25-Mar-2018].
R. Apriyanti and F. Rully, “PEMANFAATAN SISTEM INFORMASI GEOGRAFIS (SIG) DALAM PENENTUAN LOKASI PERUMAHAN DI KOTA DEPOK,” in Prosiding Seminar Ilmiah Nasional Komputer dan Sistem Intelijen (KOMMIT), 2014, pp. 321–330.
P. BAPPEDA BENGKULU, “WEBSITE BAPEDDA BENGKULU,” 2018. [Online]. Available: https://salatigakota.bps.go.id/.
C. Adi Pamungkas, “Interview with Supervisor about ‘Multifinance PT. XYZ’ on his home,” 2018.
Authors who publish with this journal agree to the following terms:
1. Copyright on any article is retained by the author(s).
2. The author grants the journal, right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work’s authorship and initial publication in this journal.
3. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
4. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
5. The article and any associated published material is distributed under the Creative Commons Attribution-ShareAlike 4.0 International License
